Voluntary Products FAQs
What are my options concerning dental, vision, and life insurance?
For State employees:
Delta Dental: offers dental plans
Humana Vision: offers vision plans
Colonial Life: offers life insurance
For Public-School employees:
Please contact your district concerning dental and vision plans
Colonial Life: offers life insurance
Where do I sign up for dental and vision as an active employee?
If you are a State employee, this is done through the Arkansas State Employee Benefit Advisors (ARSEBA). You may find all enrollment forms under the “Arkansas State Employee” tab. Please contact ARSEBA at 888-224-5233 for more information.
Where do I sign up for dental and vision as a retiree?
You may learn more about your options here.
What is a Health Savings Account (HSA)?
A HSA is an account that enables individuals who are participating in a High Deductible Health plan to to pay for qualifying health care expenses with pre-tax funds.
What is an Flexible Spending Account (FSA)?
An FSA allows you to have pre-tax dollars withheld from your paycheck to pay for eligible health care or dependent care expenses. There are two different types of FSAs
Health Care FSA: covers eligible medical, dental, or vision expenses
Dependent Care FSA (Dependent Care Assistance Program, DCAP): covers employment-related expenses for child care.
Limited Purpose FSA: covers eligible dental and vision expenses until you meet your deductible
What are the differences between a HSA and an FSA?
HSA:
Can continue using your HSA even after you leave your employer
Contributions can be adjusted at anytime
Do not need to re-enroll every year
Unused funds rollover year after year
Must be on the Classic or Basic plan
FSA:
Account access is lost once you leave your employer
Contributions can only be adjusted during Open Enrollment, new hire period, or if you experience a qualifying event
Must submit an FSA Enrollment Form each year
Unused funds over $550 do not rollover each year
Must be on the Premium Plan or no health plan to enroll
Where can I find eligible expenses for a HSA and a FSA?
You may click here to view eligible expenses.
Where can I find more information pertaining to an FSA and a HSA?
You may visit here for more information or call Connect Your Care at 833-229-4431.