Voluntary Products FAQs
What are my options concerning dental and vision insurance?
For State employees:
- Dental plans offered through Delta Dental.
- Vision plan offered through Humana Vision.
For Public-School employees:
- Contact your district Health Insurance Representative (HIR) for dental, vision, and other products.
What are my options for life insurance?
- For State employees Colonial Life is the state-sponsored option available. To find more information about those plan offerings, click here.
- Contact the Arkansas State Employee Benefit Advisors (ARSEBA) at 888-224-5233 for other product availability, or visit the ARSEBA website.
- For Public School employees Colonial Life is the state-sponsored option available. To find more information about those plan offerings, click here.
Where do I sign up for dental and vision as an active employee?
If you are a state employee, this is done through ARSEBA. You can find forms here or on the Employee Benefits website here. Please contact ARSEBA with specific questions and for more information.
Public School employees will need to reach out to their district Health Insurance Representative (HIR) for enrollment instructions.
What is a Health Savings Account (HSA)?
A Health Savings Account (HSA) is an account which enables individuals who are enrolled in a High Deductible Health Plan (HDHP) to pay for qualifying health care expenses with pre-tax funds.
With HSA accounts you:
- Must be enrolled in the Classic or Basic plan to be eligible.
- Can continue using your HSA after you leave employment with the state.
- Can adjust contributions at any time during the year.
- Do not have to re-enroll in your HSA annually.
- Can carry over any unused funds to the following year.
What is an Flexible Spending Account (FSA)?
An FSA can be used for eligible health care or dependent care expenses. There are 3 types of FSAs:
- Health Care FSA – covers eligible medical, prescription, dental, or vision expenses.
- Dependent Care FSA (Dependent Care Assistance Program, DCAP) – covers related expenses for child care or elder care.
- Limited Purpose FSA – covers eligible dental and vision expenses.
With FSA accounts you:
- Must be enrolled on the Premium Plan or not be enrolled in health coverage.
- Cannot continue using your FSA after you leave employment with the state.
- Can only adjust contributions during Open Enrollment, new hire period, or if you experience a qualifying event.
- Must re-enroll your FSA annually during Open Enrollment.
- Can only roll over a limited amount to the following year. Anything above that is lost.
Where can I find eligible expenses for a HSA and a FSA?
Click here to view eligible expenses.
Where can I find more information pertaining to an FSA and a HSA?
You can visit the Optum Financial website or call them at 833-229-4431.