Employee Benefits

Retirement/Medicare FAQs

Who is eligible for retirement coverage?

To be eligible for coverage, you must:

  1. Be an active member on the ARBenefits Plan the last day of your employment
  2. Be eligible to draw an annuity through your retirement system
What do I need to do to enroll in coverage?

You will need to complete a retirement packet which can be found under the “Retiree” tab

When do I need to send in my paperwork?

You will need to send in your paperwork no sooner than 30 days prior to your retirement date

What if I’m Medicare eligible?

In addition to the retirement packet, you will also need to submit a copy of your Medicare card showing coverage for Part A and B

Do I need Part D?

Public School Medicare retirees must choose a Part D plan. State Medicare retirees have the option of choosing between a Part D drug plan of drug coverage through ARBenefits.

How does retiree coverage work?

Non-Medicare retirees may choose between the Basic, Classic, or Premium Plan. Medicare retirees will automatically be placed on the Medicare Primary Plan.

Can I add dependents?

Retirement itself is not a qualifying event to add children/spouse who were not covered the last day of the retiree’s employment. Certain qualifying events (marriage, adoption, loss of coverage) allow retiree’s to add dependents within 30 days of the event date.

What if I go back to work?

Non-Medicare retirees who return to work with the State or Public-School, can either be covered as an active employees or stay on the retiree plan. Medicare retirees must go back to the active employee plans.

My spouse will be Medicare eligible but I do not want to change to the Medicare Primary Plan. What are my options?

You may drop coverage on your spouse so that you may stay on the non-Medicare plan by completing a Retiree Election form. Once your spouse is dropped, they will not be able to rejoin the plan.

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