Employee Benefits

Retirement/Medicare FAQs

Who is eligible for retirement coverage?

To be eligible for coverage, you must:

  1. Be an active member of the ARBenefits Plan on the last day of your employment
  2. Be eligible to draw an annuity through your retirement system
What do I need to do to enroll in coverage?

You will need to complete a retirement packet which can be found under the “Retiree” tab

When do I need to send in my paperwork?

You will need to send in your paperwork no sooner than 30 days prior to your retirement date

How does retiree coverage work?

Non-Medicare retirees may choose between the Basic, Classic, or Premium Plan. Medicare retirees will automatically be placed on the ARBenefits Group Medicare Advantage (PPO) Plan.

Can I add dependents?

Retirement itself is not a qualifying event to add children/spouses who were not covered on the last day of the retiree’s employment. Certain qualifying events (marriage, adoption, loss of coverage) allow retiree’s to add dependents within 30 days of the event date.

What if I go back to work?

Non-Medicare retirees who return to work with the State or Public-School, can either be covered as active employees or stay on the retiree plan. Medicare retirees must go back to the active employee plans.

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