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Employee Benefits

Retirement/Medicare FAQs

Who is eligible for retirement coverage?

To be eligible for coverage, you must:

  1. Be an active member of the ARBenefits Plan on the last day of your employment
  2. Be drawing an annuity through a participating retirement system
  3. For employees hired after July 1, 2022, they must be enrolled in the plan for at least five (5) years
What do I need to do to enroll in coverage?

You will need to complete a retirement packet which can be found under the “Retiree” tab

When do I need to send in my paperwork?

You will need to send in your paperwork no sooner than 30 days prior to your retirement date or no later than 30 days after your retirement date

What are the different plans?

Non-Medicare retirees may choose between the Basic, Classic, or Premium Plan. Medicare retirees may choose from the Health Advantage (HA) Primary Medicare Plan or the UnitedHealthcare (UHC) Group Medicare Advantage (PPO) Plan.

Can I add dependents?

Retirement itself is not a qualifying event to add children/spouses who were not covered on the last day of the retiree’s employment. Certain qualifying events (marriage, adoption, loss of coverage) allow retirees to add dependents within 30 days of the event date.

What if I go back to work?

Non-Medicare retirees who return to work with the State or Public-School, can either be covered as active employees or stay on the retiree plan. Medicare retirees must go back to the active employee plans.

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